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PERSONAL LINES

DEPARTMENT

Our Personal Lines team is excited to offer multiple options for online rating and issuance, bringing ease-of-use and instant quotes right to your desk

 

Our knowledgeable staff is also well versed in handling your harder to place risks.  Give us a call or email us today and let us help you find coverage!

 Why Chris-Leef?

homeowner
dwelling

Homeowner

  • Admitted and Non-admitted options

  • Direct bill options available for qualifying risks

  • HO-3, HO-4, HO-6, HO-8, and HO-10

  • High Valued Homes

  • Seasonal Occupancy

  • In-Home Business, including Day Care

  • Water Backup

  • Service Line Coverage

  • Earthquake

  • Personal Property Replacement Cost

  • Inland Marine, including Mono-Line Inland Marine

  • Many exclusions available for those hard to place risks

Dwelling Fire

  • Admitted and Non-admitted options

  • Direct bill options available for qualifying risks

  • Basic, Broad, and Special forms

  • Owner, Tenant, Seasonal, and Vacant

  • Renovations acceptable

  • Short Term and Vacation Rentals

  • Stand-Alone Other Structures, including Boat Docks

  • Multi-Location Schedules available

  • No age limit with acceptable updates

  • Earthquake

  • Property Manager Liability

  • Many exclusions available for those hard to place risks

vacant
manufactured
recreational

Vacant

  • Admitted and Non-admitted options

  • Direct bill options available for qualifying risks

  • Dwellings, Manufactured Homes, Residential Condos

  • Renovations, including Structural Renovations

  • Ground up Course of Construction

  • Replacement Cost available for qualifying risks

  • Vacant Land

  • Liability Limits up to $1 Million

  • 3, 6, and 12 Month Options

  • Many exclusions available for those hard to place risks

Manufactured Homes

  • Admitted and Non-admitted options

  • Direct bill options available for qualifying risks

  • Owner, Tenant, Seasonal, and Vacant

  • No age limit with acceptable updates

  • ACV, Replacement Cost, and Stated Value available

  • Earthquake

  • Hobby Farming

  • Scheduled Personal Property

  • Trip Collision

  • Water Backup

  • Many exclusions available for those hard to place risks

 

Recreational

  • Admitted

  • Direct Bill

  • Motorcycle and ATV

    • Most bike types, plus off-road ATV, Scooter, Golf Cart, GEM Cars

    • Replacement Cost Optional for Bikes 2 years and newer

  • Boats and Personal Watercraft

    • Up to 64 feet in length (125 feet for Houseboats)

    • Up to $1 million in value

    • Mid and High-Performance Deep Hulls up to 120 MPH

    • Full Coverage or Liability Only

    • Trailer and Boat Lift Coverage

    • Water Sport Liability

  • Elite Auto

    • Personal Use Collector Vehicles: Antique, Classic, Muscle Car, Custom, Hot Rod, Exotic, Motorcycle, Tractor, Fire Engine, Military Equipment

    • Hard to Place: Late Model Collectible, Kit or Replica Cars, Pro-Street and Race (On Track Excluded)

    • Highly Modified

    • Under Restoration acceptable

    • Mileage Plans available

personal
addl products

Personal Umbrella

  • Admitted and Non-admitted options

  • Direct bill options available for qualifying risks

  • Primary and Excess Personal Umbrella

  • Youthful Drivers

  • MVR Activity

  • Underlying Auto Limits as low as $250,000/$500,000/$100,000

  • Secondary Residence and Rental Units with Underlying Liability Limits as low as $300,000

  • Vacant Land with Underlying Liability Limits as low as $300,000

  • Watercraft with Underlying Liability Limits as low as $300,000

 

Additional Products Including, but not limited to:

  • Excess Rental Liability

  • In-Home Business – Including Day Care, Beauty Salon, and many more

  • Tiny Homes

  • Farm & Ranch

  • Mono-Line Animal Liability, Including vicious Dog Breeds

  • Mono-Line Inland Marine

  • Mono-Line Personal and Premises Liability

  • Mono-Line Flood

  • And Many More!!

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